Moss, is humor writer from Tennessee. She writes a
weekly human interest column about daily life and the funny
things that happen to everyone.
She has written for the Daily News of Kingsport, Griffin Journal,
Oakridge Now, Atlanta Woman Magazine, Aberdeen Examiner, Angleton
Advocate, and Smyrna AM, a supplement of the Murfreesboro Daily News
Journal. She has been
published by Voyageur Press, McGraw Hill, and the good folks
at Guidepost Books. Her articles have appeared in
numerous anthologies and other publications, both in print and online.
She is a
former board member and past Editor of the Columnists.com, website of the National Society of Newspaper
oldest and largest professional organization
for columnists. She is the Web Editor of
Humorists.com and a founder of the Southern Humorists writers'
organization. She is writer, editor, and webmaster of HumorColumnist.com.
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Online Since 1999
How to Become a Victim of Financial Fraud
you know that October is Fraud & Financial Abuse Awareness month?
I'm sure you will want to celebrate. Why wait for Halloween to
experience horror. There are ways to assure that your credit card
numbers -- or even your identity -- will go to thieves who will
download porn movies, and make 900 calls with your credit card.
If you are really lucky, you might even have your identify stolen and
credit opened up with items charged that you have never heard of.
Imagine getting a bill for a flat screen TV or new computer that you
didn't buy, or having your bank account cleaned out via an ATM.
Want to know how you too can become a victim?
*Here are a few ways to guarantee that your information goes straight
to scammers, spoofers and phishing artists who will probably sell your
credit card number it before you know it's gone.
*When someone calls on the phone from an
unidentified number and asks for a charitable donation, go ahead and
give them your credit card number and help out them out. It's for a
good cause, and they sound okay.
*Write your PIN number on the back of your ATM and debit card. How
else can you remember it? Besides you are not going to lose your
card, are you?
*Don't worry about mail piling up in the box while you are
traveling. It is too inconvenient to go to the post office to have
it stopped and then go again when you get back to pick up the mail.
No one will steal your mail out of the box.
*If unsolicited credit card offers come in the mail, just throw them
away. No one would bother with getting a new credit card in your
name. Who has that kind of time? You don't even have the time to opt
out of receiving these offers.
*Shredding documents before you put them in the trash is another big
time waster. Who would go through garbage to look for your bank
account number? It's full of coffee grounds, and kitty litter! If
that isn't insurance enough, what is?
*Don't worry about keeping an eye on your bank and credit card
accounts online. As long as your charges go through and your checks
don't bounce, everything is fine. You can't obsess over every item
and some of those charges are hard to figure out anyhow.
*If you get email notices that there is suspicious activity on an
account, just click the link in the email and sign in with your
password to check it out. It takes you to the bank's website,
doesn't it? If you call them, you will be on hold for 30 minutes.
*Never call law enforcement or your bank unless you are absolutely
certain something is going on with an account. The police will think
you are paranoid and you will make a fool of yourself over nothing.
Just watch and see if any more suspicious charges come up.
*Don't worry about buying gas at the pump or using your card at a
drive-through restaurant. It is very unlikely that a reader has been
attached undetected and is collecting the numbers of everyone that
uses the scanner. You are safe as long as you don't see anything
*Finally, if all of these suggestions are just too difficult and you
simply can't wait to become a victim of fraud, post your
credit card numbers, social security number and other personal
information on Facebook or Twitter. That should do it.
Remember, anyone can be the victim of financial fraud. You could be a
victim even if you are careful and don't make any of the obvious
mistakes. Criminals are thinking up new and creative ways to steal
your money every day.
Of course, if you don't want to be a victim, and want to keep your
money for your own needs, don't do any of this stuff. Thieves know
enough ways to steal from you. Don't help them out.
Copyright 2011 Sheila Moss
Copyright 2011 Sheila Moss
Nashville, TN 37219
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